October 23, 2026
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Independence Blue Cross is expanding its Medicare Advantage offerings for 2027, including a new Keystone 65 Assured HMO plan with a $0 monthly premium. Medicare's annual enrollment period runs from Oct. 15 through Dec. 7.
As rising health care costs and continued changes reshape the Medicare Advantage market, Independence Blue Cross (IBX) is expanding its 2027 lineup with a new HMO option designed to give Medicare beneficiaries another affordable choice. During the Medicare Annual Enrollment Period beneficiaries can select coverage that supports their health, budget, and goals for healthy aging.
For 2027, members can choose from Keystone 65 HMO and HMO-POS options and Personal Choice 65SM PPO plans. Many plans feature low or $0 monthly premiums, $0 primary care visits, preventive care at no additional cost, and medical and prescription drug coverage. Members also have access to one of the region’s largest networks of doctors and hospitals, helping them receive care from providers they know and trust.
New for 2027, Keystone 65 Assured HMO adds another affordable Medicare Advantage option for beneficiaries to consider based on their health care needs and budget.
“Medicare beneficiaries are facing more choices and continued change in today’s market,” said Kortney Cruz, senior vice president of Government Markets at Independence Blue Cross. “Our focus is straightforward: offer affordable coverage, access to trusted doctors and hospitals, and benefits that help people stay healthy and independent. That is what our 2027 Medicare Advantage portfolio is designed to deliver.”
Plans that fit your needs and budget
Choose from a range of affordable options. Keystone 65 Assured HMO offers a $0 monthly premium for members focused on keeping monthly costs as low as possible, while Keystone 65 Select HMO delivers especially strong overall value, with a low maximum out-of-pocket limit, low copays on many services, and no Part D deductible.
$0 copays on select prescription drugs at preferred pharmacies
Plus, members can make fewer trips to the pharmacy with a 100-day supply on select medications.
Convenient, connected care
$0 telemedicine visits, nurse support services, and wellness resources that provide access to care and guidance.
Whole-person health
Vision, hearing, and dental benefits on select plans, including routine exams, eyewear allowances, hearing aid benefits, and comprehensive dental coverage options.
Up to $600 in value on one convenient card
The IBX Care Card brings together up to $300 in annual healthy rewards and, for eligible plans, up to $300 annually ($75 per quarter) in over-the-counter benefits—all on one easy-to-use card.
Trusted local access
Benefits and resources that help members stay active, engaged, and connected to care through a broad regional network.
The Medicare Annual Enrollment Period takes place October 15 through December 7. Prospective members can talk to a licensed sales agent over the phone to help them choose and enroll in an Independence Medicare Advantage plan by calling 1-877-393-6733 (TTY/TDD: 711) seven days a week, from 8 a.m. to 8 p.m.
Current members can call the number on the back of their member ID card to speak with the Member Help Team about their current Medicare Advantage plan or 2027 options. Members affected by 2027 plan changes will receive direct communication and support to help them understand and evaluate their coverage options.
This article was originally published on IBX Newsroom.
