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March 17, 2022

How to estimate health care costs before an appointment

Health Insurance Medical Bills

Content sponsored by IBC - Native (195x33)

Limited - Senior citizen sitting on the computer Anna Frank/

When your doctor orders lab work, an X-ray, or some other health service, is your first thought, “How much is this gonna cost me?” You’re certainly not alone.

It’s an important thing to consider, and the cost differences between individual health care providers and service locations can amount to hundreds of dollars.

Fortunately, you don’t have to wait for the bill to know how much you’ll pay for care if you’re an Independence Blue Cross (Independence) member.

Avoid Surprises and Save Money

Higher cost doesn’t always mean better care. Members can use Independence’s Care Cost Estimator to estimate out-of-pocket costs before scheduling a doctor’s appointment or medical procedure. Estimates are based on the member’s specific health plan.

You can compare the costs of different providers in your network and choose the one that is best for you — for your health needs and budget. You can also use the Care Cost Estimator to:

• Get estimates for a range of costs associated with a procedure
• View your deductible contributions to date
• See the average price of a service

Limited - IBX Health Costs Estimator

To use the Care Cost Estimator, log in at and select Find Cost Estimates for a Medical Procedure. You can also log in using the IBX mobile app for your iPhone or Android.

Independence Blue Cross is committed to helping members get the right care at the right place at the right cost. We want to take away any uncertainty, so you can focus on your health.

Try it now.

This content was originally published on IBX Insights.

About Erin Thurston

As director of member marketing at Independence Blue Cross, Erin Thurston is accountable for the member outreach strategy and multi-channel execution of communications for the Commercial segment. Additionally, her team manages acquisition marketing and retention efforts for under-65 individual and family health plans. Outside of IBX, Erin is a wife and a mom of two young boys. As a former collegiate athlete, she enjoys attending her boys’ sporting events and all things fitness.

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